Terms of Service.

1. Who we are

TOM ("we", "us", "our") operates an online marketplace connecting buyers and investors with property deals and sourcers in the United Kingdom. By accessing or using our website and services, you agree to these Terms of Service. If you do not agree, you must not use TOM.

2. Eligibility & accounts

You must be at least 18 years old and capable of entering a binding contract. You are responsible for keeping your login credentials confidential and for all activity under your account. You must provide accurate registration information and notify us promptly of any unauthorised use.

3. Nature of the platform

TOM facilitates introductions and information exchange. We do not provide legal, tax, financial, or investment advice, and we are not a party to any transaction between users. Listings and deal information are supplied by third parties; you must conduct your own due diligence before making any decision.

4. Acceptable use

You agree not to:

• Misrepresent your identity, qualifications, or authority, or post false or misleading information.
• Circumvent our platform to avoid fees, or harvest data or contact users for unsolicited marketing.
• Introduce malware, probe or stress our systems without authorisation, or use the service in any way that violates applicable law.

5. Content & intellectual property

Content you submit remains yours, but you grant us a licence to host, display, and process it as needed to operate the service. TOM's branding, software, and layout are protected; you may not copy or exploit them except as allowed by law or with our written consent.

6. Fees & subscriptions

Where we charge fees or subscriptions, pricing and billing terms will be presented at the point of purchase. Taxes may apply as required by law. Failure to pay may result in suspension of access to paid features.

7. Limitation of liability

To the fullest extent permitted by applicable law, TOM is not liable for indirect or consequential losses, loss of profit, or loss of data arising from your use of the platform. Nothing in these terms excludes liability that cannot be excluded under UK law.

8. Changes & contact

We may update these terms from time to time; the "Last updated" date will change and continued use after changes constitutes acceptance where permitted by law. For questions about these terms, contact us through the details provided in the app or on our website.